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Message from John Chisholm

With the spooky, sugary pleasures of Halloween behind us, 2018 begins to wind down, and our thoughts turn toward the New Year ahead. The business climate is unsettled. On one hand, the Bank of Canada is raising interest rates to combat inflation (the fifth hike in 15 months) and predicting solid growth in the months to come. On the other, we see a softening of economic indicators in key European, Asian and US markets. And in Canada, we have a new trade deal, persistently high energy prices, and flat wage growth.

Should businesses be planning for expansion or contraction? How will you be affected by rising interest rates and the new USMCA? What are the implications for the Canadian dollar? What assumptions should you use for planning, budgeting, and forecasting? Does your strategic direction hold true, or is it time for a course correction? These questions are on our minds as well. We invite you to schedule a visit with your SB Partner to talk through the issues and hear more about our perspective. And we look forward to introducing you to our new Tax Principal, Raffaele Ruberto.

But as we head into the holidays, it’s not all about business! On behalf of all your friends at SB Partners, I wish you a festive and joyful season ahead, surrounded by loved ones, and with much to celebrate.

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